Nation

Love and Waiting: The Hidden Cost of BTO Flats in Singapore

2025-09-10

Author: Daniel

Exploring Love Amidst Waiting Times

Every month, The Straits Times dives deep into pressing social issues in Singapore with fresh perspectives from expert guests. This time, we're tackling a question that many young couples may ponder: What role does love play while waiting for a Build-To-Order (BTO) flat?

With the Housing Development Board (HDB) set to roll out more Shorter Waiting Time (SWT) BTO flats, couples can now anticipate receiving their keys in under three years—a refreshing change aimed at easing the strain on relationships.

The Emotional Rollercoaster of Waiting

In this episode, hosted by Lynda Hong, we hear insights from two distinguished guests. First, we have Professor Sumit Agarwal from the National University of Singapore, a prominent figure in Real Estate and Economics. He recently explored how waiting times for a BTO relate to marriage and divorce rates in his study for the book 'Kiasunomics 3: Economic Insights For Everyday Life.' His research draws a surprising link between early marriages, relationship stress, and the dreaded wait for housing.

Joining him is Mr. Neo Eng Huat, a seasoned counsellor with over two decades of experience helping couples navigate the complexities of relationships. Together, they share invaluable insights into how young partners can best prepare themselves for the waiting game.

Must-Listen Highlights from the Episode

Here are some key topics discussed in the podcast:

- **Post-Covid Reality:** BTO flats emerge as one of the few affordable housing options for young couples today (2:10).

- **Marriage Dynamics:** How does the BTO waiting period affect marital relationships? (4:00).

- **Conflict Resolution:** Is 'effective fighting' between partners beneficial? (14:11).

- **Knowing When to Move On:** What are the signs that it might be time to cut your losses? (18:07).

- **Financial Foundations:** The importance of discussing money matters in a marriage (24:15).

Join the Conversation!

Tune in to the 'In Your Opinion' podcast for an enlightening discussion that could just change how you view love and housing in Singapore. Share your thoughts and stay connected with us!