In an exciting update for 2025, the AMEX Platinum Credit Card is back with its much-anticipated annual S$200 Lifestyle credit, available for use at an expansive list of dining and shopping partners across Singapore.

This Lifestyle credit can make a marked difference in covering the card’s annual fee of S$327, especially if you regularly dine or shop at eligible merchants. This credit certainly stands out against competitor offerings, showcasing superior value that feels more like genuine savings rather than obligatory spending.

Key Features of the 2025 AMEX Platinum Lifestyle Credit

How to Enroll:

Cardholders can easily register for their annual S$200 Lifestyle credit, which is disbursed in two S$100 segments: - From **January 1 to June 30**: Receive S$100 credit. - From **July 1 to December 31**: Receive another S$100 credit.

To take advantage of this offer, a minimum spend of S$100 in a single transaction at participating merchants is required. For instance, a S$120 transaction will claim the credit, whereas two separate S$60 purchases will not. Keep in mind that unused credits do not roll over to the following period—it's a classic use-it-or-lose-it scenario!

Credits are typically reflected in your statement within 3-4 days after the qualifying transaction, and you continue to earn rewards points on the total amount spent, which is an important perk highlighted by cardholders.

Participating Merchants: What's on Offer?

You can enjoy this credit at a multitude of participating brands and dining establishments, which cater to a range of tastes and budgets. Iconic restaurants in Singapore, such as Fairmont Singapore, The Fullerton Hotel, and Resorts World Sentosa, are partnered in this program, all of which are also part of the Love Dining initiative—allowing cardholders to combine discounts with their lifestyle credit!

Additionally, for retail enthusiasts, the list includes renowned names across fashion, including Calvin Klein, Gucci, Lululemon, and more—many of which also participate in the 10Xcelerator program, offering elevated points earning potential.

AMEX Platinum Credit Card vs. AMEX Platinum Charge

While the AMEX Platinum Charge card boasts statement credits worth up to S$1,354, the challenges tied to these credits—such as stringent spending limits and reduced dining options—can complicate matters for cardholders. In contrast, the AMEX Platinum Credit Card provides a straightforward experience with a wide selection of participating merchants without excessive restrictions.

With AMEX Platinum Credit Card's flexible spending options at over 50 dining establishments, plus its various fashion partners, the card proves to be much more user-friendly, especially with fewer barriers to utilizing your credits effectively.

Amazing Perks Await!

In addition to the S$200 Lifestyle credit, new applicants for the AMEX Platinum Credit Card can also access a welcome gift of S$250 in statement credits when they spend S$1,000 within the first 30 days of card approval—an offer specifically for those who haven’t canceled a principal card in the past year.

Beyond just dining and shopping, cardholders also enjoy up to 50% off at select restaurants through the Love Dining program, complimentary access to golf clubs across Southeast Asia, and exclusive membership perks that enhance the overall value of this card.

Conclusion: An Opportunity Not to Miss

With its renewed S$200 Lifestyle credit for 2025, the AMEX Platinum Credit Card position itself as an attractive option, especially for frequent diners and shoppers. By utilizing this credit along with the plethora of partners available, cardholders can maximize their potential savings and rewards, setting the stage for an exceptionally rewarding card experience.

Are you ready to unlock your savings with AMEX in the year ahead? Don't miss out on this valuable opportunity!